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Whether you are purchasing your first home, buy-to-let, holiday home, moving house or simply restructuring your existing arrangements, your mortgage is probably the largest financial transaction and commitment you are likely to undertake.
There are so many types of mortgage available that it is easy to become confused, possibly opting for the product offering the lowest headline rate of interest. But when booking and arrangement fees, conditional insurances, higher lending charges, lock-ins and early repayment charge are taken into account, the products may not be as attractive as you might have first thought.
It is advisable to seek independent mortgage advice.
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IDENTIFYING YOUR NEEDS